Kentucky Land Sales Newsletter

This is what our business is all about:

Do the Right Thing

Do the Best You Can

Show Them You Care. Brad Simmons

What a great testimonial! Linda, You’ve got me blushing. Thank you!!! - You’ve gotta read this one…

“Working with Brad and Cindy Simmons of Star Home USA has been one of the most positive experiences of my life. They are genuine, caring, honest, reputable and sincere. My time spent working with Brad, Cindy, Their Team and their wonderful boys gradually evolved from a working experience to one of special friends to “what would I ever do without them in my life!”

My purchasing a home required the sale of my home in Vermont first, a task I expected to take days or weeks, but gradually stretched into several months. But I needed a home NOW. Brad and Cindy were able to lease option a home to me while waiting for my home to sell - not something a traditional company would do. Never once did I hear a single complaint from these lovely people. Instead, I received support, encouragement and prayers that it all would come together. I was hoping for a firm that will go the extra mile for me. Brad and Cindy not only went the extra mile, but actually walked hand in hand, by my side, every step of the way.

They put me in contact with bright, reputable lenders that made the closing on the property so smooth, I am still in awe that it is over without one single nail biting moment!

Would I refer other people to Brad and Cindy? Darn right I would! In fact, I already have! An old high school friend of my daughter called saying she had heard we had moved to Kentucky and wondering what I thought of Danville. The first thing I did was give her the Star Home USA website, Brad and Cindy’s names and a promise that not only could they help her find what she and her family wanted but that the experience she had working with Star Home USA, Brad and Cindy and their staff would leave lasting wonderful memories of people who genuinely care, attentively listen and then promptly make it happen.

Brad, Cindy and Elizabeth, THANK YOU from the bottom of my heart. You are, indeed, the best!”

Linda Lussier

Why did Marilyn move from California? Because she can’t build a garage for 88k in California (or most other places in the country either). Tired of her house owning her, she wanted to turn the tables around and make a difference in her quality of life - all the amenities, a kind, gentle culture and low cost of living.

We always get a great deal - You ALWAYS win! We are not Realtors or Agents or Brokers - we buy discounted Mortgages. Why not buy Wholesale? Why pay retail when you don’t have to. Call us or click here for our website to see what properties we have for you and your family - or call anytime 859-319-5000 or 4000

December is generally a slower time for the Real Estate market, but we are the busiest we have ever been. Why? Unreal Deals!

All the media is telling everyone is that the sky is falling. Well if it is, all the good stuff is landing here. Don’t believe the hype - they are just selling ads and airtime. Come for a site visit - Marilyn did and got a bargain.

Marilyn, Welcome to the Bluegrass - we’re glad you are here.

Sure, even our market has slowed down a bit; however, we’re still moving lots of families in the area - click to read article. The low prices, low taxes, easy living, laid-back style and high quality of life is the reason. Also, click here for another good article on the area and kicking back.

1 - Houses are more affordable than ever. 2 - Interest Rates are at 45 year lows and dropping. 3 - The economy is healthy. GDP (Gross Domestic Product) grew at a very healthy 3.9% in the third quarter from strong consumer spending, exports, business investment, government and inventories all growing.

If rates are still dropping a little, why get in? You have to jump in the game at a low swing. You will never “time the market” to be at the lowest of the low, you have to jump in and ride the wave up. If the rates do go significantly lower, which I can’t imagine, you can always refi. I come from the 1980s school of real estate - when I started we had 16%-21% mortgages and people were buying - in fact I made a boatload on a property paying 16% on a mortgage. So interest rates in the single digits are great to me.

What does this all add up to? - DEALS FOR BUYERS - Remember, we are still going and growing here - like a few places in the USA, our area’s sales are a bit slower than earlier in the year, but we are still rising in value. Call Brad at 859-319-5000 or Nitze at 859-613-3931 or go to our site - click here for our available properties.

FYI - The 531 Atlee home is ready to close to a buyer from California - all through the mail. I would like to thank my buyers’ agent, Nitze Stinnett and Kentucky’s #1 Title Company who helped make this happen as a mail-out.

If you’re looking to buy or sell, call the BIGGEST team in town today… that’s still SELLING.

If you have been looking for a Small Horse Farm or Gentleman’s Farm- in a great location - with great views - for a great price (this is less than “car” money) - this is it.

Click on this image - it is taken where I personally would want to build a home and horse barn. Jump in your Golf cart or ATV and in 1 mile (to the right), you are on the lake catching 20″ large-mouth Bass.

One mile from one of the boat docks at Cedar Creek Lake - for Boating, Fishing - Gently Rolling character
3 miles to Stanford’s New Hospital and brand new Wal-Mart Super Center, City Water at the end of the driveway
Close to all Shopping and 35 min drive to Lexington, KY and Lake Cumberland (64,000+/- acre lake)

4.2 or 4.7 acres, Spectacular Views - over 15 mile views - only $34,900 your choice - I am not trying to “sell you” here, but this entire farm costs less than “car money”. 859-319-4000

To see more pics of the Stanford Farm and all our properties - which are almost all super values - click here.

Negative Media Propaganda: “Owners Face Massive Losses As Values Plunge By Over 4 Percent In Just 10 Months.”

Fact: “Property Values Soar 300 Percent Over The Last Nine Years.” With the exception of a few states that have experienced massive job losses in the manufacturing sector, most areas have seen a substantial increase in property values. All markets go up and down. The larger and quicker the run-up, the more likely it is that there will be a downturn. Here in the Bluegrass Region of Kentucky, we don’t have any spikes up, and we don’t have any spikes down.

Nevertheless, real estate continues to be a fabulous investment, especially when it comes to the difference between owning and renting. At the National Association of Realtors’ mid-year meeting in May, 2007, Lawrence Yun, the chief economist for NAR, shared the following data from the Federal Reserve: “The median wealth accumulation for renters from 1995 to 2004 was $4,000. The median wealth accumulation of a homeowner was $184,000.”

Market Conditions? It Depends Where You Are… Read the rest of this entry »

Now this house isn’t perfect, but the price sure is. The garage is a mess, but it’s big.

You know I don’t hold back - I tell you the real story on these properties - and this one is no exception. Being a Trustee, I can do that - straight up, no frills. This one isn’t fancy, in fact, it needs some TLC - Paint, a little this and a little that - nothing major, just elbow grease, but… this is less than “car money”. If you are looking for affordable - I don’t know how much better you could get than this deal you? Nice area - gorgeous new house right across the road, level land, Stream in the back.

This place will make a great home with payments less than $300/mo. 3.5 ac and a 3/2 modular home with a fireplace, Country living on 3.5 acres for less than the price of a new car. 3 Bedroom, 2 Bath doublewide modular home with Fireplace in the country. All-Electric home. Great location near Somerset, KY and Lake Cumberland - Lake Cumberland is one of the ten largest man-made lakes in the country. Located 70 miles south of Lexington and 45 miles west of Somerset, this scenic lake covers over 63,000 acres with more than 1,200 miles of federally protected shoreline. With all types of water sports, camping, hiking, etc Click here for info on Lake Cumberland.

Foreclosure deal - $38,000 - Call me and I can tell you more 859-319-4000 or 859-319-5000

Seller may help with financing.

Click here to go to our Properties Page - then go to 140 Tank Pond Rd.

140 Tank Pond Spur Rd. Eubank, KY Click here for a map of the area.

20 acres - prime for subdividing or building an Estate. Perfect Vineyard property. It is the right exposure, the right drainage and the right soil for vines. Spectacular location. Small “guest house” that needs a little work to get livable, FP, hardwood floors, Stone exterior, new metal roof. 2 large barns in decent condition - one with Horse Stalls. Click here or on the image to go to our site for more info on 1045 Mundys Landing Versailles.

Will sell as a whole for $299,900. Call for details. I have more photos on request - just call or email me.

Located at a point between http://www.downtownversaillesky.com/ and http://www.wilmore.org/ and http://www.shakervillageky.org/

Great area, great property - it will not last long on the market at this price. 859-319-5000 or 4000

There has never been a better time to Buy - everything is “On Sale” - Prices, Rates and Kentucky’s Value - and its gorgeous. Ask Lucian and his wife! See below.

When Levi’s go on sale, you buy two pairs, right? I know I do. Why wait till houses and land and rates goes up to full retail prices? The media is telling these terrible things about the housing market. Can you trust the media? I didn’t think so. This is the perfect time to buy - when things are on sale. We are selling because nothing changed here! see the photo below.

Yes, some places in California, Texas, Michigan and Florida are “correcting” due to being over-built, over-priced, etc, but nothing here in the Bluegrass has changed. The economy is great (you should have seen the Fayette Mall’s parking lot and all the restaurants last night - chuck-full), the job markets are increasing, Lexington is exploding - the rates are super low, the prices are great (BTW, our prices haven’t gone down - our value is so good, properties are solid, lifestyle is high), now is the time.

I want to see my members buy at the right timing - and that is now. With solid prices and motivated sellers, etc. If the rates WERE to go down, you could always refi - but at least you are in the market at the lowest prices.

Remember the stock market in 2000? Everyone bailed out - seems pretty silly now, doesn’t it? Wouldn’t you have liked to get in, and get in big then? Where would your “financial health” be today?

We are selling - to smart people who are making smart choices in this market.

There has never been a better time to Buy - everything is on Sale - ask Lucian below! Prices, Rates and Kentucky’s Value. Click here for our properties or better yet, Call me on my cell - I’ll tell you what we have “up to the minute” - Brad Simmons 859-319-5000

$45/sf! It’s not too often I come across these types of deals - however, this is one of these unusual ones - actually two. Earlier this year, we sold a house this big that had a super low price per square-foot. Now, we have just listed two at this low price per square foot. Which simply means - you get more house for the dollar.

Now, one of these homes is in GREAT, move-in condition - PERIOD - and especially at $43/sf! Click here for pics of the Perryville home.

I’m not going to tell you that other house is perfect, its not. In fact, it needs some work - however, it has a lot of potential. It is not bad, but you may not like the color schemes, etc. Click here for pics of the Harrodsburg home.

It has 4 or 5 brs, 1 full and 2 half baths, 3 fireplaces, a 2 car garage, patio, fenced-in yard and is super close to everything - Golf Course, B&Bs, Antique shops, Restaurants, Kroger, Super WalMart, Hospital, etc, etc.

So whether you’re looking for a starter home, a fixer, or a piece of investment property (investment rentals are a HUGE market here now), this is a good catch.

The property is on the market, and we will be entertaining all offers through StarHomeUSA.com . So, if you want to inquire on how to move to the next step, feel free to call me at 859-319-5000 or Listed with Nitze Stinnett, Coldwell Banker VIP, Broker at 859-613-3931.

Thanks again for passing on our listings to family and friends, and I wish you a great weekend! Brad and the StarHomeUSA team!