Archive for the 'General' Category

I remember my mother buying a house in 1971 (I was 7 at the time) with a 7.25% mortgage. That house was $35,000 - the right price at that time. That low interest rate is very affordable, so we had a good house on 2.5 acres to live for 23 years. Then it was time to sell and move up and on to the next chapter. With that rate, you are paying off your principal very fast, so the house was nearly paid off - and we got $200,000 for that same house.

Do you think that made a difference in our financial future? It made a HUGE difference.

The rates are lower today.

If you rent, it will cost you the first month’s rent plus a security deposit and in some areas last month’s rent as well.

Let’s take the lady here - her $95,000 house’s (gorgeous house, I may add)  

payments are around $600/mo. If she were to rent that house, it would be much more - we had it rented for years for 895/mo. So she would have needed 895+895 = 1790 to move in. This smart lady BOUGHT this home for $0 down and a $600/mo payment - PLUS, when you buy, the first payment isn’t due for 30-45 days, so which is smarter?

1790 today to rent 

or…  

nothing for 30-45 days, then 600/mo to buy. You decide.  

The smart buyers are buying NOW! Low rates, good inventory to choose from, great prices - and we are STILL getting people 100% loans!  And we are selling properties.

When is it your time? Now? If you are smart, it will be right now. Call 859-319-4000 or go to StarHomeUSA.com



kentucky horse farm board plank fence

kentucky horse farm board plank fence

“I know what’s going on in the Northeast, Florida and California.  I hear it several times each week”, says Brad Simmons, Operations Manager of StarHomeUSA.
 
Several of our clients did a cost analysis and saw they could shave at least $30,000 off their current living costs every year by moving to Kentucky.  Then they compared the median cost Read the rest of this entry »



Nicholasville, KY best and most affordable place to live

Nicholasville, KY #1 - Where Homes are Affordable in US article - Click here 

Where homes are affordable

Residents who buy real estate in these 25 growing cities see their incomes go the furthest.

1. Nicholasville, KY (this is our area)

Median home price: $70,000

Median family income: $53,505

Banjo lovers will find lots to croon about in the heart of Kentucky’s Bluegrass region. Nicholasville is a bedroom community to nearby Lexington. Three-bedroom, single-family homes start at just under $100,000.

Residents prize its slow-going, small-town charm. In an effort to reinforce and preserve its character, town officials have announced plans to redevelop downtown Nicholasville with a community center, music park and tree-lined streets and lighting.



Eddie, Bruce and Tony - this is great. Thanks!

The words to “My Town” and link to buy the video is at: http://www.kylandsales.com/blog/perryville-ky-video/  If you are interested in land or a home here - it’s great, just get it.  :)



Some say Paradise is only a state of mind… they’ve obviously never been to the Bluegrass.

You’ve been out with the horses all week. you’ve been on the Bourbon Trail or KY’s wineries all weekend with guests, now its time to kick back and have a dinner party.

Come for a site visit and we will show you around - it could turn into a lifetime love affair with the Kentucky Bluegrass’ most beautiful and affordable land - the Historic Triangle area of the Wilderness Trace - Danville, Harrodsburg and Perryville. We know - firsthand.  Call Brad or Cindy Simmons for an invitation 859-319-5000 or 4000.



Wilderness Trace Pony Club is a member of the United States Pony Clubs (USPC) MidSouth Region covering the areas south of Lexington, KY (including but not limited to Boyle, Mercer, Garrard, Lincoln, Washington, and Marion Counties).

WTPC currently has 13 members ranging from 9 to 19 years of age.

The United States Pony Clubs, Inc., an organization for youth, provides a program that teaches riding, mounted sports, and the care of horses and ponies, thereby developing responsibility, moral judgment, leadership, and self-confidence.



Wilderness Trace


The first paths blazed through wilderness in central Kentucky were “traces” - notches axed into trees to make the route. Often these traces followed trails cut by the hooves of buffalo or tramped down by the feet of Indians. In 1775, Daniel Boone blazed a trail to Kentucky and with 30 axe men cut a path by joining up buffalo trails and Indian tracks to form the first Read the rest of this entry »



2.9 acres - $25,000

2.9 acres - $25,000 or both side by side for $48,000. We may consider financing. Call 859-319-5000 or 4000 Brad or Cindy Simmons

Listed with Hill Parker, Broker Turf Town Properties Call Hill @ 859-608-8039  or Brad Simmons 859-319-5000



1/2 mile road frontage on the Buck Creek in Perryville, Kentucky. Perryville is home to the Battle of Perryville Civil War reenactment State Park. and Boyle County’s prefered school district.

Here, life is simple… as it has been for hundreds of years. It’s about sharing time with family, caring for horses, respecting the land and enjoying your home.

A tract of Bluegrass land this size is becoming a rare opportunity. At this price, it is becoming unheard of. 109 acres - $700,000.  

 

NOTE - Click on first image, then click on the right of the image to advance.

 

Listed with Hill Parker, Broker Turf Town Properties Call Hill @ 859-608-8039 or call 859-583-9900