I remember my mother buying a house in 1971 (I was 7 at the time) with a 7.25% mortgage. That house was $35,000 - the right price at that time. That low interest rate is very affordable, so we had a good house on 2.5 acres to live for 23 years. Then it was time to sell and move up and on to the next chapter. With that rate, you are paying off your principal very fast, so the house was nearly paid off - and we got $200,000 for that same house.
Do you think that made a difference in our financial future? It made a HUGE difference.
The rates are lower today.
If you rent, it will cost you the first month’s rent plus a security deposit and in some areas last month’s rent as well.
Let’s take the lady here - her $95,000 house’s (gorgeous house, I may add) 
payments are around $600/mo. If she were to rent that house, it would be much more - we had it rented for years for 895/mo. So she would have needed 895+895 = 1790 to move in. This smart lady BOUGHT this home for $0 down and a $600/mo payment - PLUS, when you buy, the first payment isn’t due for 30-45 days, so which is smarter?
1790 today to rent
or…
nothing for 30-45 days, then 600/mo to buy. You decide. 
The smart buyers are buying NOW! Low rates, good inventory to choose from, great prices - and we are STILL getting people 100% loans! And we are selling properties.
When is it your time? Now? If you are smart, it will be right now. Call 859-319-4000 or go to StarHomeUSA.com


























































